613.327.8306
613.327.8306
Patient guidance, honest answers and an investor's eye for value, so you buy the right home at the right price, whether it's your first or your next.
Buying your first home? Start with a free, no-pressure conversation.
Let's talkAsk me anything, as many times as you need. I explain the why behind every step, so you never feel rushed into a decision you don't understand.
Good homes don't wait. When a listing you like goes live or an offer deadline is coming, you can reach me directly, not an assistant.
I started in real estate as an investor, buying with my own money. I look past fresh paint and staging for the things that turn into bills later.
Before you offer, we look at recent sales, the home's condition and what it would cost to make it yours, so your price is based on facts.
Price is only part of an offer. Conditions, deposit, closing date and inclusions all matter, and I negotiate each one with your interests first.
If you're more comfortable in Turkish, we can go through the whole purchase in Turkish, from the first call to closing day.
We talk about what you want, where you want to live, your timeline and your budget. No commitment needed.
A mortgage pre-approval tells you what you can spend and makes your offers stronger. I can connect you with lenders if you need one.
I send you the listings that actually fit, and we tour them together. I'll point out what to love and what to worry about in each one.
We decide on price and terms based on recent sales and the home's condition, then I negotiate on your behalf.
Financing, inspection and any other conditions get worked through on schedule, so there are no surprises before the deal is firm.
Your lawyer handles the paperwork and funds. I stay with you through the final walkthrough until the keys are in your hand.
Your payment at the latest typical rates, with CMHC insurance, the stress test and a year-by-year breakdown built in.
Open the calculator →Ontario land transfer tax on an Ottawa home, the first-time buyer refund, and the cash you'll need at closing on top of your down payment.
Open the calculator →Putting less than 20% down? Your minimum down payment, the CMHC premium added to your mortgage, and the Ontario sales tax due at closing.
Open the calculator →Save up to $8,000 a year, to a lifetime limit of $40,000. Contributions are tax-deductible, and qualifying withdrawals for your first home are tax-free.
Details: Canada Revenue Agency ↗Withdraw up to $60,000 from your RRSPs toward your first home, then repay it to your RRSP over time.
Details: Canada Revenue Agency ↗Eligible first-time buyers can get back up to $4,000 of Ontario land transfer tax. Ottawa doesn't add a separate municipal land transfer tax.
Calculate your land transfer tax → Details: Government of Ontario ↗Eligibility rules apply and programs can change. Check the official pages or speak with a financial advisor about your situation. I'm happy to walk you through how they fit into a purchase.
Homes, schools, local favourites and honest comparisons for each neighbourhood I work in.
In most Ottawa purchases, the buyer's agent is paid from the commission offered through the seller's side. Before we start, we sign a buyer representation agreement that spells out exactly how I'm paid, so there are no surprises. I'll walk you through it line by line.
Yes. A pre-approval tells you your real budget, protects you from falling in love with a home you can't finance, and shows sellers you're a serious buyer. It's usually the first thing we do together.
It depends on the market and on you. Some buyers find the right home in a couple of weeks, others take a few months. Once an offer is accepted, closing is typically set anywhere from 30 to 90 days out, and we choose a date that works for your move.
Plan for closing costs: land transfer tax (minus any first-time buyer refund), legal fees, title insurance and adjustments for things like property taxes the seller prepaid. Before that, set aside money for a home inspection, which you pay before your offer is firm. I'll help you estimate them early so the numbers hold up.
Yes. I started in real estate as an investor in multi-unit properties, so I can help you look at rents, expenses and the condition of the building, whether you plan to live in one unit or rent them all.
More terms explained in plain English, from FINTRAC to closing day: Real estate glossary →
Share a few details and I'll get back to you personally to set up a call. No pressure, no obligation.
Takes under a minute