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Tools

Tools for Ottawa buyers and sellers

Free calculators to help you plan a purchase or a sale in Ottawa, with the Ontario rules explained in plain language.

Mortgage payment calculator

Your payment at the latest typical rates, with CMHC insurance, the stress test and a year-by-year breakdown built in.

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Land transfer tax calculator

Ontario land transfer tax on an Ottawa home, the first-time buyer refund, and the cash you'll need at closing on top of your down payment.

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Mortgage insurance calculator

Putting less than 20% down? Your minimum down payment, the CMHC premium added to your mortgage, and the Ontario sales tax due at closing.

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Seller net proceeds calculator

Selling? See your commission, HST, legal fees and mortgage payout, and roughly how much you'll walk away with.

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New to the jargon? Read the real estate glossary →

Rather talk it through? Let's plan your move together.

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